These Terms & Conditions govern your access to and use of the m998 platform. By registering an account or placing a bet on m998, you confirm that you have read, understood, and agree to be bound by these terms in full. Please read them carefully before proceeding.
These six principles summarise the most important aspects of the m998 Terms & Conditions. The full legal text follows below.
You must be at least 21 years of age to register and use m998. By creating an account, you confirm your age. m998 reserves the right to request age-verification documents at any time and to close accounts where eligibility cannot be confirmed.
You are solely responsible for maintaining the confidentiality of your m998 login credentials. All activity conducted through your account is your responsibility. Report any unauthorised access to our support team immediately via live chat.
All transactions on m998 are denominated in Pakistani Rupees (PKR). Deposits and withdrawals are processed through approved Pakistani payment channels — JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank — subject to the limits and timelines set out in these terms.
All bonuses, free bets, and promotional credits issued by m998 are subject to specific wagering requirements and validity periods. Bonus abuse, multi-accounting, or any attempt to circumvent bonus terms will result in immediate account suspension and forfeiture of funds.
m998 is committed to responsible gaming. Players may set deposit limits, session time limits, and cooling-off periods via their account dashboard at any time. Self-exclusion requests are processed within 24 hours and cannot be reversed during the exclusion period.
Fraudulent activity, collusion, money laundering, use of automated betting software, and any form of bonus manipulation are strictly prohibited. m998 employs real-time fraud detection and reserves the right to void bets and close accounts where prohibited conduct is detected.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and m998 ("m998", "we", "us", "our"), the operator of the online gaming platform accessible at https://m998.bio and its associated mobile applications and subdomains (collectively, the "Platform").
By accessing the Platform, registering an account, making a deposit, placing a bet, or otherwise using any feature of the m998 Platform, you acknowledge that you have read these Terms in full, that you understand them, and that you agree to be legally bound by them. If you do not agree to these Terms, you must not use the Platform.
m998 operates the Platform for the entertainment of eligible adult players across Pakistan and internationally. The Platform provides online sports betting, live casino games, slots, and related gaming services, all denominated in Pakistani Rupees (PKR). These Terms apply to all products and services offered on the Platform unless a specific product carries its own supplementary terms, in which case both sets of terms apply.
2.1 Age Requirement. You must be at least 21 years of age to register an account on the m998 Platform or to use any of its services. By registering, you represent and warrant that you are 21 years of age or older. m998 strictly enforces this age requirement in accordance with its responsible gaming obligations.
2.2 Age Verification. m998 reserves the right to request documentary evidence of age at any stage of your account lifecycle — at registration, prior to processing a withdrawal, or at any time we consider verification necessary. Acceptable documents include a valid CNIC (Computerised National Identity Card), passport, or other government-issued photo identification. Accounts where age cannot be verified will be suspended pending confirmation, and any winnings accumulated during an unverified period may be withheld.
2.3 Geographic Eligibility. The Platform is operated for use by players in jurisdictions where online gaming is not prohibited. It is your sole responsibility to determine whether accessing and using the Platform is lawful in your jurisdiction. m998 makes no representation that the Platform is appropriate or available for use in any specific location.
2.4 One Account Per Person. Each individual is permitted to hold only one registered account on the m998 Platform. The operation of multiple accounts by one individual ("multi-accounting") is strictly prohibited and will result in the immediate closure of all associated accounts and forfeiture of any balances held therein.
3.1 Registration. To access the full features of the m998 Platform, you must create a registered account. Registration requires you to provide accurate, current, and complete information including your full legal name, date of birth, email address, and Pakistani mobile number. You agree to update this information promptly if it changes.
3.2 Account Security. You are solely responsible for maintaining the confidentiality of your account username and password. You must not share your login credentials with any third party. m998 will not be liable for any loss or damage arising from unauthorised access to your account where you have failed to maintain the security of your credentials.
3.3 Accurate Information. Providing false, misleading, or fraudulent information during registration or at any subsequent point is a material breach of these Terms and may result in immediate account termination, forfeiture of funds, and referral to law enforcement where appropriate.
3.4 Account Currency. All m998 accounts are denominated in Pakistani Rupees (PKR). There is no facility to hold balances in any other currency on the Platform.
3.5 Inactive Accounts. An account that has not recorded any login activity for a continuous period of twelve (12) months is considered inactive. m998 reserves the right to apply a monthly inactivity administration fee to dormant account balances as notified to account holders. Players will be notified by email prior to any such fee being applied.
4.1 Supported Payment Methods. m998 supports the following PKR payment methods: JazzCash, EasyPaisa, HBL (Habib Bank Limited), UBL (United Bank Limited), and Meezan Bank. Additional payment methods may be added or removed at m998's discretion; the current list of supported methods is displayed within your account dashboard.
4.2 Deposit Processing. Deposits made via JazzCash and EasyPaisa are credited to your m998 balance instantly in the vast majority of cases. Bank transfers from HBL, UBL, and Meezan Bank are typically processed within the same business day, subject to the processing schedules of the relevant institution. m998 does not charge deposit fees; however, your payment provider may apply its own charges.
4.3 Minimum and Maximum Transactions. Minimum deposit and withdrawal amounts are displayed within the cashier section of your account. These limits may vary by payment method and may be subject to change at m998's discretion with reasonable notice.
4.4 Withdrawal Conditions. Withdrawals will only be processed to a payment method that has previously been used to fund your account, or to a bank account in your own name with a Pakistani financial institution. m998 reserves the right to conduct identity verification checks before processing any withdrawal. Withdrawals may not be processed to third-party accounts.
4.5 Withdrawal Timeframes. m998 targets same-day processing for withdrawal requests submitted before the daily processing cut-off time. However, actual receipt of funds is subject to the processing times of the receiving payment institution, which are outside m998's control.
4.6 Funds Security. Player funds deposited on the Platform are held separately from m998's operational funds. m998 takes reasonable steps to ensure the security of player balances.
5.1 Sports Betting. Sports betting markets on m998 — including cricket (PSL, international Test matches, T20Is, and ODIs), golf, and other available sports — are subject to their own market-specific rules displayed alongside each market. By placing a bet, you confirm that you have read and accepted the applicable market rules.
5.2 Bet Acceptance. All bets are subject to m998's acceptance. m998 reserves the right to refuse, limit, or cancel any bet at its absolute discretion, including but not limited to bets placed on markets affected by suspicious activity, technical errors, or manifest pricing errors.
5.3 Manifest Errors. Where a bet has been accepted at odds that were manifestly incorrect as a result of human or technical error, m998 reserves the right to void that bet and return the stake to the player's account. m998 will not be liable to pay winnings derived from a manifest error.
5.4 Casino Games. All casino games on the m998 Platform use certified random number generation (RNG) technology provided by regulated third-party software suppliers. Game outcomes are determined independently of m998 and cannot be manipulated by m998 or its staff.
5.5 Live Casino. Live dealer games are subject to the rules of the specific game as explained by the dealer at the commencement of each round. In the event of a technical disconnection during a live game round, the outcome will be determined by the game server's recorded state at the time of disconnection.
6.1 General. m998 may from time to time offer bonuses, free bets, cashback offers, reload bonuses, and other promotional incentives to new and existing players. Each promotion is subject to specific terms and conditions that will be displayed alongside the relevant offer. These Terms apply in addition to any promotion-specific terms.
6.2 Wagering Requirements. Bonus funds are subject to wagering requirements before they may be converted to withdrawable cash. The applicable wagering multiplier and eligible games will be specified in the promotion terms. Failure to meet wagering requirements within the specified validity period will result in forfeiture of the bonus and any winnings derived from it.
6.3 Bonus Abuse. m998 employs automated and manual systems to detect bonus abuse, which includes but is not limited to: placing low-risk bets to satisfy wagering requirements, using multiple accounts to claim a single promotion, and exploiting promotional mechanics in a manner inconsistent with good-faith gaming. Where bonus abuse is detected, m998 reserves the right to void bonuses and associated winnings, suspend accounts, and recover bonus amounts from player balances.
6.4 Promotional Changes. m998 reserves the right to withdraw, modify, or suspend any promotion at any time with reasonable notice where such notice is practicable. Where a promotion is already in progress, any changes will be applied prospectively and will not affect bonus funds already credited.
The following conduct is strictly prohibited on the m998 Platform. Violation of any of these prohibitions may result in immediate account suspension, permanent account closure, forfeiture of balances, and reporting to relevant law enforcement or regulatory authorities:
8.1 Commitment. m998 is committed to the promotion of responsible gaming. We provide a suite of player-protection tools that are accessible directly from your account dashboard at any time, without the need to contact support.
8.2 Available Tools. The following responsible gaming controls are available to all m998 account holders:
8.3 Self-Exclusion. Self-exclusion requests submitted via your account dashboard or to m998 support will be processed within 24 hours. Once a self-exclusion period is active, it cannot be reversed or shortened. Any attempt to circumvent a self-exclusion by registering a new account is a violation of these Terms and will result in immediate account closure.
8.4 Under-Age Protection. m998 urges all account holders to ensure that minors under the age of 21 cannot access their m998 account or their device while it is logged in to the Platform. We recommend using device-level parental controls and keeping login credentials secure.
9.1 Ownership. All content on the m998 Platform — including but not limited to text, graphics, logos, images, game assets, software, and the overall Platform design — is the property of m998 or its licensed content providers and is protected by applicable intellectual property laws.
9.2 Limited Licence. m998 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial gaming entertainment. This licence does not permit you to reproduce, distribute, modify, publicly display, or create derivative works from any Platform content.
9.3 Restrictions. You must not attempt to reverse-engineer, decompile, disassemble, or otherwise extract the source code of any software forming part of the Platform. You must not use data-mining, scraping, or automated tools to extract data from the Platform.
10.1 Platform Availability. m998 aims to provide a continuously available Platform but does not warrant uninterrupted or error-free operation. The Platform may be temporarily unavailable due to scheduled maintenance, emergency maintenance, or factors outside m998's reasonable control.
10.2 Exclusion of Consequential Loss. To the maximum extent permitted by applicable law, m998 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform, including loss of profits, loss of data, or loss of goodwill.
10.3 Cap on Liability. Where m998 is found liable to you under these Terms, m998's total aggregate liability shall not exceed the total amount deposited by you on the Platform in the thirty (30) days immediately preceding the event giving rise to the claim.
10.4 Third-Party Services. m998 is not responsible for the availability, accuracy, or security of third-party services — including payment processors such as JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank — that are used in connection with the Platform.
m998 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and use of your personal data as described in the Privacy Policy. A full copy of the Privacy Policy is available at m998.bio/privacy-policy.
m998 will not sell your personal data to third parties. Your data may be shared with payment processing partners, fraud prevention services, and regulatory bodies where required by law or by legitimate operational necessity.
12.1 Termination by Player. You may close your m998 account at any time by contacting the support team via live chat. Prior to closure, any pending withdrawals will be processed in accordance with the standard withdrawal terms. Voluntary closure does not affect any obligations already incurred under these Terms.
12.2 Termination by m998. m998 reserves the right to suspend or permanently close any account, with or without prior notice, where m998 has reasonable grounds to believe that a player has violated these Terms, engaged in fraudulent activity, or where closure is required by applicable law or regulatory direction.
12.3 Effect of Termination. Upon account termination, your licence to use the Platform ceases immediately. Any bonus funds and associated pending bonuses will be forfeited. Verified balances of real money (excluding bonus funds) will be returned to the player subject to identity verification and in accordance with the withdrawal terms.
m998 reserves the right to amend these Terms at any time. Where changes are material, m998 will provide reasonable advance notice to registered players by email or by a prominent notice on the Platform. The date of the most recent revision is displayed at the top of this document. Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you should close your account prior to the effective date of the change.
14.1 Governing Law. These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which m998 is incorporated and holds its gaming authorisation. Where a specific jurisdiction is not stated, the laws applicable to international online gaming operations shall apply.
14.2 Dispute Resolution. In the event of a dispute between you and m998, you should first contact our support team via live chat to seek an informal resolution. The majority of player concerns are resolved at this stage. Where a dispute cannot be resolved informally within a reasonable period, both parties agree to pursue resolution through the dispute mechanism provided by m998's applicable regulatory framework.
14.3 Severability. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, unlawful, or unenforceable, that provision shall be severed from the remainder of the Terms, which shall continue in full force and effect.
14.4 Entire Agreement. These Terms, together with the Privacy Policy, Responsible Gaming Policy, and any applicable game-specific or promotion-specific terms, constitute the entire agreement between you and m998 with respect to your use of the Platform and supersede all prior communications, representations, or agreements.
If you have any questions about these Terms and Conditions or about your m998 account, please contact our support team via 24/7 live chat available directly within the Platform. You may also reach us by email — our support address is displayed in the footer of this website. We aim to respond to all written enquiries within one business day.
Now that you have read the m998 Terms & Conditions, you are ready to enjoy Pakistan's leading online gaming platform. Cricket betting, live casino, slots, and PKR-native banking — all in one place. 21+ only. Play responsibly.